Everything you need to know about daycare prices in Kentucky
Kentucky Childcare Cost Summary
Infant Care
Toddler Care
Preschool
Affordability in Kentucky
of median household income goes to infant childcare
The median household income in Kentucky is $60,910. Based on the federal standard that childcare should cost no more than 7% of income, childcare in Kentucky is above the affordability threshold.
How Kentucky Compares
- National Average (Infant): $14,800/year
- Kentucky Average (Infant): $8,500/year
- Difference: $6,300 less than national average
- State Ranking: #39 most expensive
Types of Childcare in Kentucky
Daycare Centers
Center-based care in Kentucky averages $708/month for infants. Licensed centers offer structured environments with trained staff and typically operate during standard business hours.
Family Daycare
Family daycare (in-home care providers) averages $547/month for infants in Kentucky – about 23% less than centers. These smaller settings often offer more flexible hours.
Nanny/Au Pair
Private in-home care through a nanny typically costs more but offers personalized attention and flexibility. In Kentucky, expect to pay $21,250/year for full-time nanny care.
Financial Assistance Programs in Kentucky
Child Care Subsidy Program
Kentucky’s childcare subsidy program helps eligible low-to-moderate income families pay for childcare. Contact your local resource and referral agency to apply.
Head Start
Head Start provides free early childhood education to qualifying families. Programs are available throughout Kentucky.
Tax Benefits
- Dependent Care FSA: Save up to $5,000/year pre-tax
- Child and Dependent Care Credit: Up to $3,000 per child
- Child Tax Credit: Up to $2,000 per child
Childcare Costs by City in Kentucky
Costs can vary significantly within Kentucky. Here are some major cities:
- Louisville – $797/month
